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*Compared to traditional realtors charging six percent or more.

Inventory still at all time highs, rates at or near all time lows, tax credits available to many. If you are looking for your perfect time to buy,

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The Team at Help-U-Sell Keystone Realty provides you OnePLACE to find all the homes on the market.   Our Online Database of homes for sale in Chambersburg, Fayetteville, Waynesboro, Shippensburg, Greencastle and all of Franklin county provides a valuable tool for anyone searching for their next home. You won't find a website with a more comprehensive and well presented summary of Franklin county real estate than you will here.

Our licensed real estate brokers are leaders in closed transactions in Chambersburg and Franklin county. Our team possess the highest level of success, extensive experience and intensive knowledge about the neighborhoods in Chambersburg and Franklin County.

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Let our experience guide you through this complex market in Franklin county as we are always happy to help you in finding the perfect community and home to fit your lifestyle.

The Internet Is A Powerful Tool To Find Your Next Home, But It Can't Provide You The Guidance of An Experience Real Estate Professional

The website at Help-U-Sell Keystone Realty does provides you OnePLACE to find all the homes on the market in Chambersburg, Fayetteville, Greencastle, Shippensburg, Waynesboro and the surrounding areas. Choose from the largest selection of Franklin county real estate for sale.  Technology provides a valuable tool to learn about homes and trends in Chambersburg and the surrounding markets, and is a great place to get started.

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Real Estate News - Chambersburg Pennsylvania

Yahoo! News: Business - Real Estate
Economy - Monday (Investor's Business Daily)	2/8/2010 5:45 PM
Investor's Business Daily - The Treasury will auction $81 bil of notes and bonds in its quarterly refunding this week, the same as in the prior auction. Gov't officials said they've already raised enough to fund a budget deficit set to expand 14% this year. The Treasury's decision to stop increasing the size of its debt auctions could moderate the rise in bond yields, bolstering the economy as the Federal Reserve removes emergency stimulus. The narrower yield curve may cap mortgage rates as the Fed's $1.25 tril in mortgage-bond purchases is set to expire on March 31.
Forget the Mortgage, I'm Paying My Credit Card Bill (U.S. News & World Report)	2/8/2010 2:04 PM
U.S. News & World Report - Amid high unemployment and sliding home prices, a growing number of struggling consumers are doing what was once considered unthinkable: paying their credit card bills instead of their mortgages. A recent study developed by TransUnion found the percentage of Americans who were current on their credit cards but behind on their mortgage increased to 6.6 percent in the third quarter of 2009, up from 4.3 percent in the first quarter of 2008. Meanwhile, the share of consumers making mortgage payments on time but behind on their credit cards moved in the opposite direction, sliding from 4. ...
Beazer Homes posts a $48 million profit for Q1 (AP)	2/5/2010 12:50 PM
AP - Homebuyers spurred by low interest rates and government incentives helped lift Beazer Homes USA Inc.'s sales in the last three months of 2009, but the builder only turned a profit because of a hefty tax gain.
Rising Fortunes Are Building China's Housing Market (Investor's Business Daily)	2/4/2010 5:17 PM
Investor's Business Daily - China's young and red-hot housing market got caught up in the recession along with the rest of the world. But its downturn became neither as severe nor as prolonged as in the U.S.
Mortgage investors try to regroup after meltdown (AP)	2/4/2010 3:22 PM
AP - The financial wizards who concocted the complicated mortgage-linked investments that nearly brought down the world economy are trying to come back from the dead.
Design Awards Enable Aging in Place (U.S. News & World Report)	2/4/2010 12:13 PM
U.S. News & World Report - Making homes suitable for elderly occupants is easy to describe, but it can be very expensive to do. The cheapest solution is to make homes senior-friendly when they are built, rather than trying to retrofit them. Some of the most elegant and cost-effective solutions are recognized each year by AARP and the National Association of Home Builders. The winning designs employ imaginative solutions that reduce energy consumption and use smart communications tools for home security and health-related "telemedical" applications. ...
Mortgage rates edge up slightly (AP)	2/4/2010 10:54 AM
AP - Rates on 30-year fixed mortgages rose slightly this week, inching above 5 percent, Freddie Mac said Thursday.
Middle-class NYC housing complex to be sold (AP)	2/4/2010 6:47 AM
AP - A judge has ordered the foreclosure sale of the historic Riverton Houses, a middle-class Harlem apartment complex that plummeted in value amid the housing downturn.
Economy - Wednesday (Investor's Business Daily)	2/3/2010 5:37 PM
Investor's Business Daily - A gauge of home loan demand in the U.S. shot up 21% to a 6-week high of 620.7 in the week ended Jan. 29 as buyers took advantage of low interest rates and the federal tax credit, the Mortgage Bankers Association said. The group's refi gauge leapt 26.3% as the average 30-year mortgage rate dipped to 5.01%, which is expected to rise later this year. The purchase index climbed 10%, suggesting that a renewed and expanded gov't tax credit is spurring demand after sales fell late last year on expectations the incentive would expire.
Plan to cut mortgage principal pitched to Congress (Reuters)	2/3/2010 4:33 PM
Reuters - A group of influential mortgage investors is intensifying efforts to encourage a new phase to U.S. housing stability plans that would give homeowners ability and incentive to pay their loans.
Pace of private sector job losses slows (Reuters)	2/3/2010 7:50 AM
Reuters - The pace of job losses in the private sector slowed in January as employers reported the smallest payroll decline in nearly two years while demand for home loans hit a six-week high last week, data showed on Wednesday.
More consumers pay credit card before mortgage: study (Reuters)	2/3/2010 6:57 AM
Reuters - More and more consumers are giving greater priority to paying credit card debt than making a mortgage payment, showing increased financial duress, according to a report released on Wednesday.
Mortgage demand at six-week highs on refinance wave (Reuters)	2/3/2010 6:26 AM
Reuters - Demand for home loans rose to a six-week high on a mini refinance wave, with borrowers pushing to lock in rates before they climb later this year, the Mortgage Bankers Association said on Wednesday,
Treasurys edge higher, brush off home sales number (AP)	2/2/2010 5:15 PM
AP - Interest rates were little changed in the bond market Tuesday even as new signs of strength emerged in the housing market.
Pending home sales edge up, vacancies rise (Reuters)	2/2/2010 4:03 PM
Reuters - Pending sales of existing U.S. homes edged up as expected in December, while home vacancies rose in the fourth quarter, pointing to a slow and painful recovery for the troubled housing market.

Broker/Owner
License #RB065711



William (Matt) Kellam
Email William (Matt)

Phone:	(717) 267-1300
Cell:	(717) 552-8560
Fax:	(717) 267-7085
Address:	219 Falling Spring Rd.
City:	Chambersburg
State:	Pennsylvania 17201

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Findlay Park
Mercersburg

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240 Overhill Dr.
Colonial
Residential

2127 sqft

MLS® $237,500
Sunday, February 14, 2010
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